On July 23, 2020, the Risk Management Agency issued a number of National Fact Sheets related to prevented planting for flood and drought, and first insured and second crops. https://www.rma.usda.gov/en/Fact-Sheets/National-Fact-Sheets/Prevented-Planting-Insurance-Provisions-Flood; https://www.rma.usda.gov/en/Fact-Sheets/National-Fact-Sheets/Prevented-Planting-Insurance-Provisions-Drought; https://www.rma.usda.gov/en/Fact-Sheets/National-Fact-Sheets/First-and-Second-Crop-Rules. The National Fact Sheets related to prevented planting for drought and flood provide general information related to coverages, availability, options, record keeping, etc. The National Fact Sheet related to first and second crop provides examples for when the first insured crop is prevented from being planted and when the first insured crop fails.
ANALYSIS – National Fact Sheets provide very general information and in some instances may be in conflict the with policy or be misleading because of the lack of detail. In any situation where questions arise, it is always best to review the specific policy provisions and procedures.
All statements made are opinions of the author and are not intended to provide legal opinions or legal advice.